Guelph Disability Insurance Claim Lawyers

We know that your health needs to be your main focus during recovery, and sometimes dealing with complicated insurance policies on your own can be very difficult. That’s why, whether you’ve endured a workplace injury, experienced a motor vehicle accident or are fighting a serious illness, DWA Law has your back throughout the entire insurance claims process.

Long-term disability or an extended period of illness will have an emotional impact on you, but insurance claims require timely attention because of their deadlines. Your claim must be filed with your insurance company to ensure that you receive your benefits. Having a Guelph disability claims lawyer carefully review and handle all the details on your behalf will increase your chance of approval.

Our Guelph office has provided legal representation to countless individuals to help them through the disability claim process. We handle the legal and procedural burden, so you can focus on getting better. And if your insurance provider tries to delay, deny, or dispute your claim, we’ll be there to fight back.

When it comes to finding a good insurance lawyer, Guelph residents know they can trust DWA Law. Not only do we offer a free consultation, we make sure to work with you to attain the disability benefits you deserve.

Whether you’re filing for the first time or your insurance company denies your application, the sooner you involve a qualified long term disability lawyer, the better your chances of approval.

Some insurers will take any opportunity to question the legitimacy of your claim. From the moment you submit a claim, your statements, your records, even your rehabilitation efforts may be used against you. That’s why working with skilled Guelph disability lawyers can make all the difference—especially when appealing a denial.

Through various methods, including alternate dispute resolutions, DWA disability lawyers settle claims and liabilities. Our methods include—but are not limited to—negotiations, arbitration, and mediation. We have a solid track record of success and experience in and out of court.

You won’t always be told why your insurance coverage claim was denied. In our experience, these are the common reasons:

• You missed the filing deadline
• You did not provide your medical details with your claim
• You’re missing medical details, or there are errors
• You do not meet the requirements to receive benefits

It’s always good to consult with Guelph personal injury lawyers before filing your disability claim, so you can avoid any headaches or errors and make sure your insurance company isn’t trying to deny you what’s owed.

We’ll make sure your paperwork is complete, your evidence is clear, and your rights are fully protected. If your claim has already been denied, we’ll handle the appeal—from dealing with adjusters to building a strong legal foundation to challenge the decision. Remember: insurance coverage is something you’ve paid for. You shouldn’t have to fight for what’s already yours.

Schedule a free consultation now.

When it comes to long-term disabilities, there is an extensive list of what qualifies for benefits. Here are a few examples:

• Arthritis
• Cancer
• Stroke
• Chronic pain and injuries caused by accidents
• Nervous system disorders, such as epilepsy and Parkinson’s Disease

Not all long-term disability claims are easy to prove with objective evidence. That’s why having a DWA lawyer by your side will minimize the ordeal of dealing with the insurance company.

As a dedicated Guelph law firm with deep experience in disability law and personal injury, DWA Law delivers results—not excuses. We’ve successfully represented clients at all stages of the legal process, from first applications to complex appeals and litigation.

Long-term disability (LTD) insurance is meant to assist employees who cannot work, either permanently or temporarily, due to an injury or illness. It covers about 60-70% of your lost income and may have a capped monthly amount. Employees are often provided LTD benefits by their employer because they fall under the employee benefits plan. However, employees are free to purchase long-term disability insurance on their own as well.

In Guelph, Ontario, you’re entitled to receive disability benefits for a certain amount of time, which is usually two years. The period begins from the moment you have been deemed unable to perform your job’s main duties.

It’s standard practice to assess your condition again after the two-year period in order to ascertain whether or not you’re able to perform the main duties of any occupation for which you’re suited. Most LTD policies also include rehabilitation or retraining requirements. Failure to comply could put your benefits at risk. We’ll help you understand your obligations—and defend you if your insurer overreaches.

Many of the questions asked about a LTD claim can be answered by reviewing your policy. Some policies cover all disabilities and illnesses; others cover a select few and the Workplace Safety Insurance Board claim—if available to you—provides benefits for other types of injuries and illnesses.

If you have any questions or concerns, we’re always available.

No matter what type of injury you’ve sustained or illness you’re coping with, the compassionate and hard-working team at DWA Law will make you feel welcome and confident that your case is being handled with the utmost professionalism.

From motor vehicle accidents to slip-and-falls to faulty products, we engage in case-building, communication, negotiations, arguments, and settlements. Our team is dedicated to achieving the best and fairest results for your case.

We handle various types of claims, including:

• Disability
• No-Fault
• Wrongful Death
• Chronic Disability
• Accident Benefits Insurance
• No-Fault Insurance
• Long-Term and Short-Term Disability
• Defective Product

• Premises Property Insurance Litigation
• Breach of Contract
• Tavern Liability
• Wrongful Dismissal
• Environmental Spills
• Canada Pension Plan Appeals
• Tort Claims